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The wordmark "Muthoot" and trademark are registered exclusively in the name of Shri.M.Mathew, the Charioteer of the Muthoot Ninan Group.

Our Core Activities



web ratio analysis

We are proud of our very good progress in our business turn over. The following figures will highlight our sound financial position.


Profit showed an increase of 132% for the year ending March 31st, 2012 over the previous year and the total gold loan business increased by 24%. The company has shown profits in all the years since its inception.


The capital adequacy ratio is 17.41%, which is much above the stipulated ratio needed for banks under the Basel II guidelines drafted by the RBI.


As the entire loan is granted against security of gold only and as the loan is granted only on complying with the strict instructions, such as quality of gold, weight of the ornament and the rate approved etc., there are no cases of bad debts in our Company. Hence there was no necessity for us to initiate any legal proceedings for recovery of loan granted to any customer. As such, the NPA (Non Performing Asset) factor is 0.1%.


For every Rs.100 invested with the company, there is a backing of Rs.140 on gold which makes the Muthoot Ninan Group a safe haven for investors.


The above figures throw ample light on the steady and rapid increase on the progress of the Company. Hence we need not further emphasize the highest degree of business performance of our Company.


FINANCIAL RATIOS

FY-11-12

Earning per Share(Rs.)
8.78
Operating Profit per Share(Rs)
14.54
Net Operating Income per Share(Rs)
44.73
Free Reserves Per Share(Rs)
21.9902908138357

Profitability

Operating Margin(%)
34.08
Gross Profit Margin(%)
46.68
Net Profit Margin(%)
31.42
Return On Networth(%)
32.15

Leverage Ratios

Long term Debt/Equity
1.53701351663744
Total Debt/Equity
5.02
Fixed Assets turnover ratio
16.2853700264985

Liquidity Ratios

Current Ratio
1.56792777779471
Quick Ratio
1.56792777779471
Long term Asset/Total Assets(%)
0.966050960547981
Capital Adequacy Ratio(%)
16.36