We are proud of our very good progress in our business turn over.

The company has shown profits in all the years since its inception.

The capital adequacy ratio is very high.

As the entire loan is granted against security of gold only and as the loan is granted only on complying with the strict instructions, such as quality of gold, weight of the ornament and the rate approved etc., there are no cases of bad debts in our Company. Hence there was no necessity for us to initiate any legal proceedings for recovery of loan granted to any customer. As such, the NPA (Non Performing Asset) factor is less than 0.20%.

For every Rs.100 invested with the company, there is a backing of Rs.140 on gold which makes the Muthoot Ninan Group a safe haven for investors.