Gold Loan @ Home

Gold Loan @ Home

With this new scheme 'Muthoot Gold Loan at Home'. Customers can avail new loan without any visit to our branches. Just dial us, we will process your gold loan after the initial call with you by our personnel, our loan manager will be scheduled to meet with you at your home. He will collect the KYC do gold appraisal, link your saving bank account with pledge and generate new pledge tickets for you. Your loan will disbursed as soon as this process is completed. Our loan manager will only leave with the gold once the amount is transferred to your account.

We provide the highest per gram rate, lowest interest rate and the longest tenor away all financial institutions. The schemes currently being offered can be viewed at our web site and Mobile app or can be gathered from our call center.

Key Features of GOLD LOAN AT HOME

  • No need to visit our branches to avail gold loan. Do your business or enjoy your life at home. We will meet you at your home and facilitate you to avail the loan.
  • Avail a gold loan anytime, from anywhere. (Conditions apply *)
  • No hidden charges, fully transparent
  • Loans up to Rs. 10 crore
  • Register for Online Gold Loan Service / Register or login using your mobile number registered with us / Download our Muthoot Digital app / Make a call at our Call Center
  • Fill your details through our online application or mobile app or inform our call center and they will assist to complete the process
  • Update KYC Details/ Upload attested scanned copy of your Aadhar/ Pan
  • Link your Savings Bank Account
  • Our loan managers shall visit you, appraise the gold and create a New Pledge with details and Photos of your gold, maximum eligible loan amount, loan availed etc
  • The availed loan amount is transferred to your bank account immediately.The loan processing takes less than 30 minutes and the entire process takes less than 45 minutes to 1 hour
  • Easy documentation, instant approval, convenient 24X7 online repayment
  • Hassle-free, paper-less transaction from your mobile device
  • Free safe custody for your valuable gold .100% safety and security for your gold or most valuable jewellery
  • Pay interest only for the loan availed period exact number of days*
  • View your active gold loans and outstanding interest and payment details, along with any additional eligible loan amount available to withdraw (Topup)
  • Pay interest and principal re-payments against each or multiple loans in single transaction using Debit card / Net banking facility / UPI mode through highly secured payment gateway system.
  • Withdraw additional eligible loan amount available against each loan directly to the registered bank account.
  • Renew eligible loans through online itself.
  • Topup your loan on the basis your eligibility
* conditions apply

Avail Gold Loan At Home

I hereby authorize and give consent to Muthoot Mercantile Ltd to send me, either through itself or through any third party service provider, from time various information/alerts/SMS/other messages or calls or commercial communication, and other services on the aforesaid listed telephone numbers, whether these numbers are registered with National Do Not Call Registry /listed in National Customer Preference Register or not. I also confirm that by sending any of such messages/calls, I will not hold Muthoot Mercantile Ltd and its third party service provider liable/institute complaint under the Telecom Commercial Customer Preference ( TRAI) Regulations,2010 or such other applicable regulations including any amendment thereof, as may be applicable from time to time. It will be auto renewed every month and if you want to stop this service please write an email to Before the due date and call our support number 04712774800 also once the amount is debited from account it will not be refunded.