NCD

DISCLAIMER – IMPORTANT

NOTE: ELECTRONIC VERSION OF THE DRAFT PROSPECTUS YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY MUTHOOT MERCANTILE LIMITED IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY. THE DRAFT PROSPECTUS HAS BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH REGULATION 27(3) OF THE SEBI (ISSUE AND LISTING OF NON CONVERTIBLE SECURITIES) REGULATIONS, 2021, AS AMENDED (THE “SEBI NCS REGULATIONS”), AS AMENDED. YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE DRAFT PROSPECTUS.

BY ACCESSING THE DRAFT PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.

These materials are not directed at or accessible by the following persons:

a. Minors without a guardian name (A guardian may apply on behalf of a minor. However, the name of the guardian will need to be mentioned on the Application Form);

b. Foreign nationals, NRI inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;

c. Persons resident outside India and other foreign entities;

d. Foreign Institutional Investors;

e. Foreign Portfolio Investors;

f. Foreign Venture Capital Funds;

g. Qualified Foreign Investors;

h. Overseas Corporate Bodies; and

i. Persons ineligible to contract under applicable statutory/ regulatory requirements.

Neither Muthoot Mercantile Limited its Directors, employees nor its affiliates represent that the contents of the Draft Prospectus herein are accurate or complete. The information contained herein has not been updated since its original publication date and may not reflect the latest updates.

The contents of the Draft Prospectus are solely for your information purposes only. You may not and are not authorized to (1) deliver the Draft Prospectus to any other person or (2) reproduce such Draft Prospectus in any manner whatsoever. Any distribution or reproduction of the Draft Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulationsor other applicable laws of India and/or in other jurisdictions.

Please read this notice carefully - It applies to all persons who view this website. Please note that the disclaimer set out below may be altered or updated, without any prior notice. You should read it in full each time you visit the website.

Overseas persons

The information in this section is directed at, and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions only certain categories of persons may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

Basis of access

Muthoot Mercantile Limited has taken all necessary steps to ensure that the contents of the Draft Prospectus as appearing on this web site are identical to the Draft Prospectus filed with the BSE Limited (“BSE” and/or “Designated Stock Exchange”) and forwarded to Securities and Exchange Board of India (“SEBI”). You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently neither Muthoot Mercantile Limited nor any of its affiliates accept any liability or responsibility of any nature whatsoever in respect of the alterations or changes which have taken place during the course of transmission of electronic data.

Muthoot Mercantile Limited will not be responsible for any loss or damage that could result from interception and interpretation by any third party(ies) of any information being made available to you through this web site. Access to electronic versions of these materials is being made available in good faith and for information purposes only, in connection with an offering of debt securities under the SEBI NCS Regulationsand is not intended to nor does it constitute an offer and/or an invitation to subscribe to the securities referred therein.

The materials placed herein are for informational purposes and are not a solicitation of any bid from you. Nothing contained herein shall constitute and/or deem to constitute an offer and/or an invitation to an offer to subscribe to the securities referred therein.

Any person seeking access to this portion of Muthoot Mercantile Limited website represents and warrants to Muthoot Mercantile Limited that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy securities in Muthoot MercantileLimited. Further, it does not constitute a recommendation by Muthoot Mercantile Limited or any other party to sell or buy securities in it.

Confirmation of understanding and acceptance of disclaimer

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials. I confirm that I do not fall under any of the categories below:

a. Minors without a guardian name (A guardian may apply on behalf of a minor. However, the name of the guardian will need to be mentioned on the Application Form);

b. Foreign nationals, NRI inter-alia including any NRIs who are (i) based in the USA, and/or, (ii) domiciled in the USA, and/or, (iii) residents/citizens of the USA, and/or, (iv) subject to any taxation laws of the USA;

c. Persons resident outside India and other foreign entities;

d. Foreign Institutional Investors;

e. Foreign Portfolio Investors;

f. Foreign Venture Capital Funds;

g. Qualified Foreign Investors;

h. Overseas Corporate Bodies; and

i. Persons ineligible to contract under applicable statutory/ regulatory requirements.