Gold Loan @ Home - Launching soon.

With this new scheme 'Muthoot Gold Loan at Home'. Customers can avail of the new loan without any visit to our branches. Just dial us, we will process your gold loan after the initial call with you by our personnel, our loan manager will be scheduled to meet with you at your home. He will collect the KYC do the gold appraisal, link your saving bank account with the pledge and generate new pledge tickets for you. Your loan will be disbursed as soon as this process is completed. Our loan manager will only leave with the gold once the amount is transferred to your account.

We provide the highest per gram rate, lowest interest rate and the longest tenor away from all financial institutions. The schemes currently being offered can be viewed on our website and Mobile app or can be gathered from our call centre.

  • No need to visit our branches to avail of a gold loan. Do your business or enjoy your life at home. We will meet you at your home and facilitate you to avail of the loan.
  • Avail of a gold loan anytime, from anywhere. (Conditions apply *)
  • No hidden charges, fully transparent
  • Loans up to Rs. 10 crore
  • Register for Online Gold Loan Service / Register or login using your mobile number registered with us / Download our Muthoot Digital app / Make a call at our Call Center
  • Fill in your details through our online application or mobile app or inform our call centre and they will assist to complete the process
  • Update KYC Details/ Upload attested scanned copy of your Aadhar/ Pan
  • Link your Savings Bank Account
  • Our loan managers shall visit you, appraise the gold and create a New Pledge with details and Photos of your gold, maximum eligible loan amount, loan availed etc
  • The availed loan amount is transferred to your bank account immediately. The loan processing takes less than 30 minutes and the entire process takes less than 45 minutes to 1 hour
  • Easy documentation, instant approval, convenient 24X7 online repayment
  • Hassle-free, paperless transaction from your mobile device
  • Free safe custody for your valuable gold .100% safety and security for your gold or most valuable jewellery
  • Pay interest only for the loan availed a period exact number of days*
  • View your active gold loans and outstanding interest and payment details, along with any additional eligible loan amount available to withdraw (Topup)
  • Pay interest and principal re-payments against each or multiple loans in a single transaction using Debit card / Net banking facility / UPI mode through a highly secured payment gateway system.
  • Withdraw additional eligible loan amount available against each loan directly to the registered bank account.
  • Renew eligible loans online.
  • Topup your loan on the basis of your eligibility

* conditions apply

Muthoot Mercantile Offers Gold Loan, Online Gold Loan, Gold Loan At Home, Investment Plan and  Money Transfer Services

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